About Closing Costs

Shopping for a mortgage? I'd be thrilled to talk about our many mortgage loan products and plans! Call Ann Jones at (512) 422-9036. Want to get started? Apply Here.

Certain standard costs are associated with closing the sale of a home. Buyers and sellers usually share these costs, as specified in the real estate sales contract. However as a result of obtaining a mortgage, the buyer will have certain costs that are specific to the loan.

Good Faith Estimates (GFEs)

Soon after you apply for a loan, we will give you a "Good Faith Estimate" of your costs. We base this cost estimate on our many years of past experience. It's important to note that while our GFEs are very precise, we can't always predict costs to the penny. We field buyers' questions about these costs every day so don't hesitate to contact us if you have questions.

Below you'll find a fairly generic list of closing costs. We will provide a specific list of your closing costs when we provide your Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs
  • Costs related to "originating" your loan
  • Points — lower your mortgage interest rate (optional)
  • Appraisal Costs
  • Credit Report
  • Interest Payment
  • Escrow Account
  • Survey or Condo Docs and Transfers
Title Company Charges and Recording Fees
  • Recording Fees 
  • Escrow/ClosingFee
  • Title Insurance
Prepaid Charges
  • Homeowner's insurance
  • Flood  Insurance
  • Private Mortgage Insurance (PMI)
  • Property Taxes
I'm happy to help you understand closing costs. Give me a call at (512) 422-9036.

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